VEHICLE INSURANCE

One of the glorious moments in life is to be behind the wheels, taking those long- drives and cruising ahead in life. However, you never know when unforeseen incidents like an accident, theft or other misfortunes can hit and cause damage to you and your vehicle and leave you with a bitter experience. Shekhani Digital World enables you to compare and buy the best motor insurance policy that suits your needs. With an adequate & comprehensive insurance cover you can continue to enjoy unforgettable moments on the highway of life with your near and dear ones.

Key Benefits

Compare quotes and get the best possible policy as per your needs
Buy or renew your insurance policy online
Free of cost inspection at the time of break-in insurance

Claim Service Benefits

Cashless motor claims facility through network garages of various general insurance companies
Instant claims assistance and updates on your claim status provided by general insurance companies

Inclusions

Own Damage: This coverage option provides protection against losses or damage to your car because of: Man-made: Burglary, Theft, Riot & strike, malicious act, Accident by external means, any damage in transit by road, rail, inland waterway, lift, elevator or air Natural calamities: Fire, lightning, explosion, self-ignition, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide,

Third party legal liability: Provides protection against legal liability arising due to accidental damages, any permanent injury/ death of a person and/or any damage caused to the property

Personal Accident Cover: It provides Cover for Owner/Driver provides coverage against accidental death or total/partial disability. You can also opt for a personal accident cover for passengers

Exclusions

Mechanical and electrical breakdown
Vehicles being used other than in accordance with the limitations as to use
Damage to/by a person driving without a valid driving license
Consequential loss
Compulsory Deductibles
Loss or damage under the influence of alcohol or any other intoxicating substance
Loss or damage due to depreciation
Loss or damage due to war or nuclear risks

Extensions

Personal Accident Cover for occupants as per seating capacity.
Loss of Accessories.
Cover for Electrical and/ or non-electrical items.
Legal Liability to employee, paid driver, cleaner & conductor
Zero Depreciation Cover
No Claim Bonus Protection
Loss of Use Cover
Emergency Assistance Cover