Smart Decisions Today for a Healthy Tomorrow.
FFS (Fee-for-Service)
Since each insurance option differs in cost and benefits, it’s important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.
Find a Health Insurance Plan That’s Right For You.
Without an adequate Health Insurance policy, if you or a family member gets injured in an accident or becomes ill, the last thing you’ll want to experience is paying for high medical costs from your own pocket.If you’re an individual looking for coverage either for yourself or your family, you can find the perfect Individual and Family Health Insurance plan from Shekhani Digital World. Since Health Insurance options vary from state to state, our experienced, Health Insurance specialists are available to work with your needs on an individual basis in order to assist you in creating a plan that keeps you covered.
Don’t risk your finances on expensive medical bills and services. Get the affordable protection that keeps those you care about most healthy with an Individual and Family Health Insurance policy.
Group Health Insurance in SHEKHANI DIGITAL WORLD
Benefits that Keep your Employees Happy
Which Plan is Right for your Business?
Group health insurance plans typically include either indemnity plans, such as Fee-for-Service (FFS), or managed care plans,
The major difference between Indemnity and managed care plans is the types of providers, choices of doctors and physicians, out of pocket expenses, and medical bill payments.
Since group health insurance options vary from state to state in coverage options and benefits, as well as the size of your business, it’s important to discuss your business’s Health Insurance needs with a specialist Shekhani Digital World who can help you find a solution that’s ideal and feasible for you and your employees.
Dental Coverage in Shekhani Digital World
Benefits That Can Make You Smile.
Traditional Indemnity
While there are several types of Dental Coverage options, it’s important to discuss what’s right for you with a representative from Shekhani Digital World. We’ll help you find a plan that meets your requirements in terms of feasible co-pays, a quality dental network, overall plan price, and much more.
Additional Insurance to Cover the Gaps.
Shekhani Digital World we’re committed to offering a total array of insurance services that meet your every need. That’s why we offer additional insurance coverage to keep you protected in areas that your current Health Insurance policy does not cover – for peace of mind assurance that keeps your finances secure.
Supplemental Insurance works to cover any gaps in your Health Insurance plan. This can include any out-of-pocket medical expenses, such as deductibles and co-payments that you cannot afford. It can also provide cash benefits to assist you in certain situations such as, high living expenses, loss of income due to an illness or injury, and money to pay for medication.
Types of Supplemental Insurances
There are many types of Supplemental Insurance, which is why it’s important to talk with an insurance representative from Shekhani Digital World to discuss your options. A couple of examples include additional insurance for Medicare and Maternity.Medicare Supplemental Insurance provides current individuals under Medicare with assistance for items not covered under Medicare Part A and Part B. This can include co-pays, deductibles, and co-insurance that can add up to large out-of-pocket expenses. Maternity Supplemental Insurance helps to cover any medical expenses up to the delivery of the baby. This can include deductibles, co-payments, and more – so you’re not stuck with unexpected expenses on top of your existing bills.
Since Supplemental Insurance is an addition to your Health Insurance policy, it’s important to note that it does not act as a traditional Health Insurance policy.
Avoid gaps in your current Health plan with Supplemental Insurance from Shekhani Digital World.
Disability Insurance
Your Biggest Asset is You.
SIIFS provides disability insurance to individuals in
SHEKHANI DIGITAL WORLD, Raipur, Bhilai and surrounding areas.
When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. Shekhani Digital World, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.
With disability income Insurance from Shekhani Digital World, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.
Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.
Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Shekhani Digital World will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.
Medical Expense Insurance
Keep Your Medical Service Needs Covered.
In the event that you or any of your loved ones get injured or become ill, you’ll need a policy that prevents you from paying high out-of-pocket expenses for medical services. With the right coverage, you can achieve peace of mind knowing that you’re appropriately protected.At Shekhani Digital World, we can offer Medical Expense Insurance to prevent you from feeling the burden of high-priced medical costs. We know that after a hospital visit or a procedure, the last thing you’ll want to experience is paying bills that you cannot afford.
Types of Medical Expense Insurance.
There are typically two types of policies: Basic Medical and Major Medical Expense. Basic Medical Expense policies offer coverage for standard hospital, surgical, and physician expenses. It works to insure certain types of hospital visits/stays, surgery for specific types of procedures, and common physician fees. Major Medical Expense policies are for covering expenses that take over when the limits of a basic insurance plan have been exhausted. This typically involves more catastrophic situations over basic injury or illness.To find out more, please contact us today. One of our helpful Health Insurance specialists will work with you to create a Medical Expense policy that fits the needs of you and your family.
Child Health Insurance
Insurance Solutions for Those in Need.
Unfortunately, not everyone can afford a Health Insurance policy. Shekhani Digital World, we believe that each person deserves some sort of coverage in the event of illness or injury.Depending on your location and situation, there may be several options for keeping your children insured so they can receive the care they need, when they need it most for physician visits, dental and vision services, prescription coverage, and more. Options like Medicaid for low-income children and adults, or a State Children’s Health Insurance Program may be the right solution.
Travel Health Insurance
ICoverage that Travels with You.
Traveling is a great way to either spend time with your loved ones, or take some time off from your busy schedule and simply relax. Shekhani Digital World, we want to wish you safe travels on your next adventure and keep you safe with protection that matters.An accident can happen at any time – even on vacation. And whether you’re oversees or across the country, the best way to ensure that you’re protected at all times is with a Travel Health Insurance plan that’s right for you. The last thing you’ll want to experience is being sick or injured in an unfamiliar place.
Shekhani Digital World offers additional Travel Health Insurance policies that keep you covered in the event of travel-related accidents or conditions, such as:
While there are other options available, including insurance for any lost items or delays, it’s important to discuss your travel needs for your next trip with an expert Shekhani Digital World. This type of coverage typically lasts throughout the duration of your trip outside of the country and generally expires upon your return.
Enjoy your next trip with the peace of mind assurance that you and your loved ones are protected with flexible and affordable Travel Health Insurance.
